uCard and Empyr Restricted Merchants Category list

            Restricted Merchants list
            This article contains a list of business categories that are restricted from using the uCard/Empyr Service.

            • Healthcare
            • Financial Products
            • Legal Services
            • Political Organizations
            • Court/fines/bail bonds
            • Tobacco
            • Gambling
            • Firearms
            • Funeral services
            • Dating/escort
            • Massage parlors
            • Religious organizations
            • Direct Marketing-Travel-Related Arrangement Services
            • Direct Marketing-Outbound Telemarketing Merchants, Outbound telemarketers
            • Direct Marketing-Inbound Telemarketing Merchants
            • Direct marketing - subscription merchants
            • Infomercial merchants
            • Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks
            • Online/Internet Gambling
            • Drug Stores (other than national brick and mortar chains (e.g. CVS, Walgreens)),
            • Pharmacies
            • Drugs, Drug Proprietaries, Druggist Sundries
            • Internet pharmacies
            • Internet pharmacy referral sites
            • Online Cigarette Sale
            • Buyers clubs/membership clubs
            • Credit counseling or credit repair services
            • Credit protection/identity theft protection
            • Multi-level marketing businesses
            • Rebate-based businesses
            • Merchants that have sale of counterfeit or trademark infringing products or services including, but not limited to:
            o Illegal downloads of movies, music, computer and video games, or software
            o Counterfeit pharmaceutical products
            o Counterfeit tobacco products (e.g., cigarettes, cigars)
            o Counterfeit designer goods
            • Merchants that allow purchase or trade of, photographs, video imagery, computer- generated images, cartoons, simulation or any other media or activities, including, but not limited to:
            o Adult Entertainment
            o Child pornography
            o Bestiality
            o Rape (or any other non-consensual sexual behavior)
            o Non-consensual mutilation of a person or body part
            • Merchants engaged in illegal activity (i.e. illegal gambling, illegal pharmaceutical merchants, illegal cigarette sales)
            • Other regulated products or merchants as determined by Empyr from time to time
            • Empyr may update this schedule from time to time upon notice to Company

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